Set up automatic payments so they are initiated on your end, so that you send out money to the bill/ company you’re paying instead of giving them access to take money out of your account.
20
Set up a 529 plan. Virginia has a great plan if you don't want to do too much research https://www.savingforcollege.com/
birth-age 3
One of the most important things I can teach you is to help you learn how to deal with big feelings without resorting to destructive behavior or violence. Everyone on the planet will experience loss, disappointment, grief, heartbreak, betrayal, etc. Tools to deal with these feelings: counseling, journaling, art, music, exercise, meditation, breathing exercises, yoga, being in nature, talking with friends, joining a support group, movement like dancing or skating, singing, acting, anthropomorphic dialogue with your emotions, naming your emotions and describe how they physically feel in your body. Asking the emotion what it needs you to know.
1Infant-20
Inevitably you will make mistakes in your career. Someone will dress you down for it. It stings. But they are doing you a favor. Thank them for it. We all have to learn, and we can’t do that if our pride gets in the way. Be humble and accept constructive criticism.
16, 21
Remember the tool of “Yes. But first...” Kids ask for things they want ALL DAY. To avoid saying”no” all day, (and avoid tantrums) don’t say no. Little One doesn’t touch her dinner except for the applesauce. Then she asks “Mommy can I have more applesauce?” Tell her “Yes!” “After you finish your meat and vegetables.”
2
Before heading out for a good time, make a mental note on the ways you could wreck or end your life if bad stuff happened: Sick/hurt/dead from alcohol or drugs, unintended pregnancy, or being raped (or being charged with rape.) What do u have to do to protect yourself and keep things from going from good times to life-changing nightmare. Keep your wits about ya. And look out for your friends too.
15, 17, 18, 19, 21
Research says working with your hands is good for your mind and spirit. Even if it’s just folding laundry or doing yard work. Let’s find a hobby u might like working with your hands.
12
When it comes to clothes and makeup, women have one dress code: whatever the f*ck they want. Hijab or bikini, it’s not women’s job to appeal to men. It’s not women’s job to keep men’s appetites subdued.
14, 17, 21
Sometimes we outgrow relationships. It’s no one’s fault. It’s okay to move on. You’ve grown…Don’t abandon your healthier self for a relationship.
14, 16,
Watch The Last Lecture before school starts on a pivotal year, like middle school, high school.
11, 12, 13, 14, 15
A mommy-friend of mine gave me some good advice: "Count the wins." So what if you didn't clean the house, you showered! So what if she's wearing 9 different colors - she dressed herself! Great advice. So remember, especially on the difficult days - and there will be many: Count the wins.
1
Ask them “what would it take for you to_____?” (Keep your room clean, stay on top of your homework, feel like you had more control in this situation, etc.) Instead of nagging or lecturing, just ask.
13
Two rules: First, don’t be a sh!tty person. 2. Try to have some fun. Everything else is just “whatever.”
13, 21
The only thing that matters is love. When we live with love - for God, for others and ourselves, that is what makes life worth living.
16
Be teachable. If you walk around thinking you know it all, your career and relationships will suffer. Consider how much you have to learn and welcome any opportunity to learn. “Teach me” instead of “I don’t know.”
16
Read biographies!
12. 14, 17. 19, 21
Family & Home
Character, Education & Self-Reliance
Sports, Health, Safety & Appearance
Arts, Literature & Self Expression
Science, Technology, Skills & General Knowledge
Fun, Adventure & Travel
Faith & Philosophy
Finances
Emotional Development & Mental Health
Nature, Animals & the Environment
Social Justice, Civics & Humanitarianism
Relationships & Career
Violent thunderstorms can be dangerous. Avoid driving or being out in severe weather: car accidents, downed trees, high winds, lightning, flash floods, etc. are all potentially deadly. Don’t take your safety for granted. If the weather is severe, stay sheltered unless you absolutely positively have to be out and about.
12-14, 16, 21
Knowing something is right and application of it are two different things. To apply yourself takes discipline. Practice it.
15
Resource: the website Ask, Listen and Learn has great material about how to start a conversation about the dangers of under-age drinking. asklistenlearn.org
9
Here’s the thing: some whacky $@!#% is about to go down. The next few years will be interesting, awesome and awful all at once. We will rely on kind and respectful communication, have as much fun as we can, forgive often, learn to let go and trust, and learn to be trustworthy. If necessary we will seek the advice of experts and the counsel of loved ones. Shifts can happen fast, for the better or worse. It seems like the end of the world but it’s not. You’re stronger and braver than you know.
11, 12, 13