Start saving money early. Save as much as you can.
There are plenty of things worth spending your money on, but be mindful about your money - Don’t p*ss it away.
Professor Scott Galloway’s advice: Paraphrasing his standard wedding toast:
“1. Express affection and desire. Everyone wants to be wanted. It’s healthy and it is part of what makes your relationship singular.
2. Never let your wife / girlfriend be hungry or cold. Two thirds of the really awful arguments you’ll have it’s because someone is hungry or cold. Carry blankets and protein bars. (You’re welcome.)
3. Don’t keep score. Decide what kind of friend / son / daughter / spouse / employee / human being you want to be, and practice being that. Put the scorecard away.”
I read this quote in a blog when my oldest was little: "You will never be more needed or more loved than you are right now. You will long for the days when your kids were little." So true.
These years are exhausting, but hang in there. You are their sun and moon.
Talk about what’s normal and what’s abnormal reactions to alcohol and drugs. Basically all kinds of feels from euphoria to paranoia to jealousy or infatuation, etc. Getting sick is normal but blacking out is not. *Anything that could interfere with breath or circulation is dangerous.
Zero-cost method to reaching your goals (academic, career, fitness and health): Get up an hour earlier.
You’ll be amazed how much you can get done and how “on top of it” you feel.
Check out from the library or Amazon: “My First Money Book: A Guide for Parents and Children to Saving, Spending, Sharing, and Investing Your Money” by Reggie Nelson
Talk about how choices become habits. Habits can become addictions. Describe how pathways are literally dug into the brain and it's very hard to change them once those paths are made.