Buy life insurance when you're young.


21



It’s fine, great, to be thrifty. But please don’t be cheap. Hard-earned money should neither be squandered or hoarded. Enjoy your success! But save more than you’re comfortable with. It’s like my running coach used to say: Keep going until you feel like you’re gonna poop your pants, then push yourself to do another mile. Point is, it should hurt a little.


16, 21



Micro-internships. Check out Parker Dewey for ideas.


16, 17, 18



Begin planning trip for 10th bday. Maybe to Atlantis in Bahamas or someplace he’d be excited about._____Get him involved in planning and saving.


8



Watch the local news together.


12



Enjoy your success but don’t flaunt it.


21



Set up a 529 plan. Virginia has a great plan if you don't want to do too much research https://www.savingforcollege.com/


birth-age 3



open your own business


20



Failed? Lift yourself up, or live there. You know the work you need to do, be it physical, mental, emotional or spiritual, etc. So do it. Do the work. The only bitterness in failure comes from not having the guts to get back up again.


12, 16, 18, 20, 21



Check out the Jesuit Volunteer Corp. A short but deeply meaningful immersion into service, faith in action, selflessness and living on a lot less than you think you need.


19



Practice “going without.” Talk about how nobody gets what they want all the time. We should learn how to just choose to go without something we want. Get them in on the discussion and pick something every day to do without.


5-9



Some people have more money than sense. Just because u can afford something doesn’t mean you should buy it.


15



Sponsor a child in a developing country. Write letters, learn about their country and their life.


8



“You don’t get what you deserve. You get what you negotiate.” - name escapes me


15, 19, 21



Get at least 2, preferably 3 estimates on any major expenses for home or car.


21



Check out the website Brightly for timely and age-appropriate book recommendations. All sorts of subjects and themes.


5-12



Don’t waste big money on little things. Be intentional about what you spend.


16, 21



You remember experiences, connections. Not stuff. Don’t get too caught up in stuff.


12, 15, 17, 21



Set up automatic payments so they are initiated on your end, so that you send out money to the bill/ company you’re paying instead of giving them access to take money out of your account.


20



Sesame Street has great resources on teaching finances to little ones.


4-5



There is a cost and a duty to everything we own. Rachel Maddow


16